The Full-Fledged Operation of the JPQR (Merchant-Presented-Mode :MPM) , as Unified Standards for Barcode and QR Code Payments, Starts Nationwide, and “Bill Payment” is Newly Set Forth as One of the Recognized “JPQR” Methods
April 27, 2020
The full-fledged operation of “JPQR,” unified standards for code payments formulated by the Payments Japan Association, starts nationwide from April 27, 2020. Also, in addition to payment at actual stores, “Bill Payment,” which allows easy payment based on an invoice at home, is newly set forth as one of the recognized JPQR methods.
Currently, specifications of QR codes and barcodes, used in code-based payments, vary among businesses, which raises concerns over increased burdens on stores and decreased user-friendliness of such codes. In response, the Payments Japan Association (hereinafter referred to as “the Association”) formulated the specifications for the unified QR codes and unified barcodes (JPQR) to be used in the “Consumer-Presented Mode (CPM)” and the “Merchant-Presented Mode (MPM),” respectively, and released them on March 29, 2019. The operation of the “JPQR (Consumer-Presented Mode: CPM)” started in a full-fledged manner on August 1, 2019.
2. Start of the full-fledged operation of JPQR (Merchant-Presented Mode: MPM)
The full-fledged operation of the “JPQR (Merchant-Presented Mode: MPM)” starts on April 27, 2020 nationwide, following on from the “JPQR (CPM)”, which was launched in 2019.
Conceptual picture of utilization of the JPQR (MPM) is as follows:
Code payment services scheduled to be covered by the JPQR (MPM) are as follows:
Code payment services to be provided through the JPQR (MPM)
- au PAY
- J-Coin Pay
- d Barai
- Fami Pay
- Yucho Pay
- YOKA! Pay*
- LINE Pay
- Rakuten Pay (app payment)
* Covers only the Bank of Fukuoka
For the timing at which each code-payment company will launch their service through JPQR, please refer to the schedule below.
- Timing at which each code payment company will launch their service through the JPQR (MPM) (in Japanese) (PDF:385KB)
These code payment companies are scheduled to participate in the FY2020 Unified QR Code, “JPQR,” Promotion Project by the Ministry of Internal Affairs and Communications (MIC). Regarding the FY2020 Unified QR Code, “JPQR,” Promotion Project, please refer to the following.
METI will continue to ask code payment companies to adapt to JPQR, in cooperation with MIC and the Association.
3. “Bill Payment” is newly set forth as one of the recognized JPQR Methods
In addition to payment at actual stores, “Bill Payment,” which allows for easy payment based on an invoice at home, is newly set forth as one of the methods of JPQR. Bill Payment uses smartphone or other code payment apps to read the barcodes shown on invoices (bills), completing payments.
Accordingly, the Guidelines for Unified Standard Code-Payment Technologies: MPM (Merchant-Presented Mode) formulated by the Association was revised. The revised Guidelines are published on the website of the Association as shown below.
Payment through code payment services has been already available for invoices issued by some invoice issuing companies for some time. Now, METI will set forth invoice-based payments through code payment services as one of the recognized “JPQR” methods*, and will endeavor to diffuse and increase recognition of the method. METI will arrange explanatory meetings and other events so that a wide variety of code payment services become available for each invoice, while also promoting the diffusion of payment on invoice among various payees such as municipalities.
Code payment companies providing the “Bill Payment” service as one of the JPQR methods are as follows:
Code payment companies providing the “Bill Payment” service (code payment service)
- KDDI (au PAY [payment on invoice])
- WELLNET CORPORATION (Payment Secretary)
- Billing System Corporation (PayB)
- PayPay (PayPay Payment on Invoice)
- NTT DATA Corporation (Mobile Cash Register)
- LINE Pay (LINE Pay Scan Bill)
- Rakuten Bank, Ltd. (Rakuten Bank Convenience Store Payment Service [bill payment using app])
To start with, bills from some electricity and gas companies (TEPCO, KEPCO, Tokyo Gas, Osaka Gas) showing “JPQR (Bill Payment)” on the back of the invoice or on the envelope holding the invoice will be sent to users starting this summer.
4. Future efforts
METI will continuously work on establishing an environment allowing the convenient use of cashless payment in various locations for consumers and stores, including the diffusion of JPQR.
Division in Charge
Cashless Payment Promotion Office, Commerce and Service Industry Policy Group